I am ripping off the band-aid and exposing my dirty little secret...
These....
Leads to this action....
If you cannot tell from the last picture, that would be those lovely credit cards in water in my freezer. Yes, I am going old school philosophy to get out of debt! Quit using them by freezing them in water!
Yes, I was a finance major in college. Yes, I would preach to anyone that asked that you should not have more than one major credit and NEVER EVER EVER charge anything to it if you do not have the cash to pay for it. And, yes, I stuck to my rule until I started buying my own home and losing weight. That is when my debt started to rack up.
So, now, I am admitting to the public that I broke my own rules. But, I am taking responsibility. Those cards are in the freezer and that is where they are staying! I have met with a personal banker and we are working on some options in getting a running start at getting rid of some of my debt. I have started a savings account that I am treating like a bill. (The personal banker's statement not mine) And, I will not use my savings account unless absolutely needed. I am also using this blog as a way to keep myself accountable.
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